12 Comments
User's avatar
DINKs on FIRE's avatar

This was such a refreshing perspective.

It reminded me that not all spending is bad spending—some of it is actually the foundation for a calmer, healthier, more energized version of ourselves. I especially loved how you framed things like massages, life insurance, and even a clean car as investments, not indulgences. That shift in mindset is powerful.

We’ve been conditioned to see self-care as optional or frivolous, when in reality, it’s often the thing that keeps us going.

Thank you for this grounded, thoughtful reminder that intentional spending can be deeply aligned with our values and goals.

Money Tips Money Hacks's avatar

Thank you—that means a lot. I think we forget how powerful it is to spend in ways that actually sustain us. It’s about choosing what genuinely adds peace and energy back into our lives. That shift changes everything.

DINKs on FIRE's avatar

Yes! 🙌

Rick Sullivan 🦆's avatar

Good list, or rather, a good survival kit: things you have to buy for yourself because the system will never provide them. They've turned basic human maintenance--eating real food, staying healthy, managing stress--into luxury consumer products. Then they sell it back to you as 'self-care'. It's a brilliant grift. The real investment is building enough capital so you don't need a massage just to escape your life in the first place. That's the long game.

Money Tips Money Hacks's avatar

Exactly, you said it perfectly. It’s wild how basic maintenance got rebranded as luxury. For me, massages aren’t an escape but a pleasure—something I enjoy, not something I need to survive the week. The real goal is what you said: building a life you don’t have to constantly recover from.

Taher Ashique's avatar

A very well articulated and insightful read.

Money Tips Money Hacks's avatar

Thanks for being here Taher.

Henrietta Miller's avatar

It said 117 for likes,, I hit it and I thought it was v going to 118 likes and it stayed at 117!

Money Tips Money Hacks's avatar

Thanks for being here Henrietta.

Tajh Walker's avatar

Great read

CORPSE FLOWER 🌻 💀 🩸's avatar

Another home run article! and when it comes to life insurance is it still possible to get coverage even if you aren't married or have kids of your own? say if something happens to you, could u arrange for someone that you trust to receive all the benefits of the life insurance that you paid into over the years?