23 Comments
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Destiny S. Harris's avatar

This is such a clear and empowering breakdown. I love how you frame awareness as ownership rather than restriction; it makes reviewing spending feel grounding instead of stressful.

Money Tips Money Hacks's avatar

Sure does—thanks for being here Destiny.

Sandy G's avatar

Thank you, I hear this on TV, I know this is happening to me, But reading the analysis here, it finally sticks to in my brain now, and I will forever be diligent ! I’m retired and work too hard for my money

Money Tips Money Hacks's avatar

So glad it resonates Sandy—thank you for being here.

Fatema Nurali's avatar

Sometimes I wonder where all the money goes, and the truth is—it disappears in ways we barely notice. It’s not always about spending; it’s about life happening around us. Bills, little habits, moments of convenience, or unexpected needs—they quietly take their share. By the time we notice, it’s gone, and it feels like no matter how careful we are, money has its own way of slipping away.

Frank on Money's avatar

This captures something I see constantly, how these small leaks don't feel urgent until you add them all up. The autopay trust issue especially resonates. We've been conditioned to see "set it and forget it" as convenience, but it's often just permission to stop paying attention.

What strikes me is that people almost never miss what they cut, because half the time, they'd forgotten it existed. The real shift happens when you realize questioning charges isn't being "cheap." It's being intentional. And that's a completely different energy around money.

Money Tips Money Hacks's avatar

Well said Frank! Thanks for sharing.

Frank on Money's avatar

Thanks! Really enjoyed the post - it's a great reminder that most financial "leaks" aren't about lack of discipline, they're about lack of awareness. Appreciate you putting it together.

Dianne Hayward's avatar

Very useful! I have been working on these hidden costs but you brought up a number of new ideas that I intend to examine.

Money Tips Money Hacks's avatar

So glad to hear Dianne!

Lucia Coleman's avatar

Read this more than once. Should be read a lot

Money Tips Money Hacks's avatar

Thank you for being here Lucia!

Celiena Hart's avatar

Truly believe everyone should read this and then read it again👏

Money Tips Money Hacks's avatar

Thanks for being here Celiena!

Celiena Hart's avatar

Thank you for the wisdom

brainoftheambitiouswoman's avatar

needed this

Money Tips Money Hacks's avatar

Thank you for being here!

Hayes Carrera's avatar

A depreciating car makes money disappear whether you have a payment or not.

Over the past few years I have been able to make thousands per month just from buying the right car.

Where poor people lose, the wealthy gain.

IAMRHITHOM's avatar

Wouldnt it be amazing if your money could grow whilst you sleep and have a system that can build wealth passivley. Curious hit me up😉

Money Tips Money Hacks's avatar

Who said it’s not already

IAMRHITHOM's avatar

Oh there is and i am a part of it!!!

John Hua | Tech, Design, Life's avatar

Good notes. Thanks for sharing. I need to get more paid subscribers to get more McDonalds. The prices have gone up for Big Mac meals.

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Jan 13
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Money Tips Money Hacks's avatar

It’s definitely an eye opener. So glad you’re aware of it Christina. Thank you for sharing!