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Money Tips Money Hacks – Terms of Service
Last Updated: December 21, 2025
Welcome to Money Tips Money Hacks (“we,” “us,” or “our”). By accessing, subscribing to, or using this publication, website, newsletter, or any related content, you agree to the following Terms of Service. If you do not agree, please do not use or subscribe.
1. Purpose of This Publication
Money Tips Money Hacks provides educational content focused on:
Financial wellness
Money mindset
Emotional spending
Personal finance habits and behavior change
All content is intended for educational and informational purposes only.
2. Not Financial, Legal, or Professional Advice
The content provided by Money Tips Money Hacks does not constitute financial, legal, tax, or investment advice.
We are not acting as your financial advisor.
You are solely responsible for your financial decisions.
Always consult a qualified professional before making financial or legal decisions.
Your use of this content is at your own risk.
3. Subscriptions & Payments
Some content is free; other content requires a paid subscription.
Paid subscriptions are billed through Substack or the platform used at the time of purchase.
All payments are non-refundable, unless otherwise stated by the platform provider.
Pricing and benefits may change, but existing subscribers will be notified when applicable.
4. Intellectual Property
All content published under Money Tips Money Hacks—including:
Articles
Newsletters
Notes
Guides
Audio or visual content
is the intellectual property of Money Tips Money Hacks unless otherwise stated.
You may:
Read and share links to public content
You may NOT:
Copy, reproduce, sell, or redistribute paid content
Republish content as your own
Use content for commercial purposes without written permission
5. Personal Responsibility & Mindset Content
Content related to emotional spending, psychology of money, or mindset is meant to encourage self-reflection and awareness, not diagnosis or therapy.
We do not provide:
Mental health treatment
Clinical therapy
Crisis intervention
If you are experiencing significant distress, please seek support from a licensed professional.
6. Community Standards & Conduct
We aim to create a respectful and thoughtful space.
You agree not to:
Harass, threaten, or abuse others
Post misleading or harmful information
Spam or self-promote without permission
We reserve the right to remove comments or block users who violate these standards.
7. Affiliate Links & Sponsorships
Money Tips Money Hacks may include:
Affiliate links
Sponsored content
Paid partnerships
We only recommend products or services we believe align with our values.
Any compensation helps support the publication at no extra cost to you.
8. Limitation of Liability
Money Tips Money Hacks is not liable for:
Financial losses
Decisions made based on content
Errors or omissions
Service interruptions
Use of this publication is entirely at your own discretion and risk.
9. Changes to These Terms
We may update these Terms of Service at any time.
Continued use of the publication after changes means you accept the updated terms.
10. Contact
If you have questions about these terms, contact:
Money Tips Money Hacks
By Cervante Burrell, M.Ed, CFEI
Substack contact