23 Comments
User's avatar
sir mikhi's avatar

This information is very important to me

Biggstunner's avatar

Thank you

Reliable Investments's avatar

Love this 🔥

LordSpliffington's avatar

Breaks down a lot of what would be considered self help without over simplifying it & giving grace to oneself…. 🫡🩷👍🏿

Money Tips Money Hacks's avatar

Thanks for being here LordSpliffington

Stefano's avatar

This is a great article. There are so many nuggets which needed to be red again and again.

It is true: some people makes lots of money but maybe do not enjoy. Others are desperate to make more and more and they are just playing chasing! Others make little money and they are always worried. The bottom line: nobody, probably really enjoy what they have.

The key takeaway for me is: change my relationship with money and wealth in general. Deep dive into what is essential Financial security and how to protect that peaceful state of mind overtime!

Money Tips Money Hacks's avatar

Absolutely love your takeaway! Thanks for being here Stefano and glad this piece resonated.

Notes on Freedom's avatar

A bit late to the party but I loved reading this!

Have you heard about this Vanguard article yet: https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/emergency-savings-may-hold-key-financial-well-being.html

Money Tips Money Hacks's avatar

Thanks for sharing!

1% Better Daily's avatar

Very useful information indeed. You can be financially secure with low income by practising strict monetary discipline.

Money Tips Money Hacks's avatar

Indeed! It’s about managing what you have.

Exhoter Henry Kizito's avatar

Very helpful

WealthyDoreen Fafali Tsini's avatar

This is so enlightening.

Thank You for putting out this masterpiece.

I look forward to reading more from you.

Money Tips Money Hacks's avatar

Thank you for being here Doreen.

NJean's avatar

Thank you so much for this wonderful read. I cannot express how much this has empowered my financial standing. I thank you!

Dr. Scott Brown, Ph.D.'s avatar

This is the right message for most people.

And I want to add one thing that does not contradict it.

Security and freedom are not the same thing.

Security is the foundation.

Freedom is what you build on top of it.

The six steps here are correct and necessary.

Know where your money goes.

Build the emergency fund.

Kill the high-interest debt.

Automate the savings.

All of it right.

All of it the floor.

The ceiling is different.

The ceiling is the point where your assets generate more income than your expenses require.

That number is not as far away as most people think.

And it does not require six figures.

It requires the gap between what comes in and what goes out to be invested consistently in something that compounds.

$300 a month invested at market returns for 30 years is $1 million.

Not because of the $300.

Because of the 30 years.

The security Cervante describes gives you the emotional stability to start.

The compounding does the rest.

Security is not the destination.

It is the launchpad.

Build the foundation first.

Then build the rocket.

Money Tips Money Hacks's avatar

Really well said Dr. Scott Brown — thank you for the wise words.

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Aug 14, 2025
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